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France Cloutier

A Desjardins Youth Representative for over 5 years now, our youth blogger can best be described as energetic, dynamic and a great listener. A host of many events sponsored in educational institutions, France Cloutier is pleased to now turn her attention to our blog. France has a degree in marketing from Université Laval and has been with Desjardins since 2002: her experience working in caisses and in the areas of insurance and products and services make her the ideal person to answer your questions and concerns regarding finances and how to go about achieving your projects.

Author's entries

The holidays are fast approaching: celebrations, friends, family, full tables, decorations, gifts and more.

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I don't know about you, but this little gadget follows me everywhere: to the grocery store, school, work, weekend outings, happy hour, shopping malls and even to bed! It's the first thing I look at when I wake up in...

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Did you know that, according to the Université de Sherbrooke's online budget tool, the average cost of a school year is of about $6,240 for a university student living at home? These costs are even greater for students living on...

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We all have dreams. For this blog post, I asked a few of my friends and co-workers about theirs and, after a few moments of surprise and hesitation, here's what they said:

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There are many misconceptions in the world of car insurance. One that often comes up is the myth that car insurance premiums will be higher for a red or yellow car. I'll tackle that particular one at the end of this blog, as it's 1 of the 4 myths I'll be debunking.

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I'm 31 years old, soon to be 32, and I just finished paying off my student loans last year. What a relief! I graduated from Université Laval in 2004 and it took me nearly 8 years to pay for my...

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As a student, you have the opportunity to take part in many very interesting contests and programs. Until March 31, 2013, you can apply for a Fondation Desjardins scholarship. They have been around for over 40 years.

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"Hi, it's me!" That's what I usually say when I call my family and friends. Believe it or not, this introductory sentence is also used for phone scams aimed at seniors.

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1 year ago, I didn't have a lover. I was living the sweet life of a single Montrealer. 1 year ago, I never would have thought I would be planning the project of a lifetime: buying a home. Cupid launched...

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New year, new plans!
January 21, 2013

It's funny, but this year, I didn't hear many of my loved ones make New Year's resolutions. Maybe they finally realized that they forget about them once January comes to an end. In my opinion, the beginning of a new...

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