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Michel Ayotte

Michel Ayotte

Michel Ayotte is a financial planner and has an MBA from HEC. He is a Fellow of the Canadian Securities Institute. A member of the Institut québécois de planification financière, he has more than 10 years of experience in his field.
Why contribute to an RRSP
February 27, 2012
Registered Retirement Savings Plans (RRSPs) offer so many advantages that the real question should be "Why go without?" What other product can help you save for retirement, buy your first home, go back to school, and reduce taxes simply by contributing? It's tough to beat if your financial situation allows! Read more
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The TFSA, an invaluable financial planning tool
February 13, 2012
Tax Free Savings Accounts, or TFSAs, were introduced in 2009 and are now considered key tools in savvy investors' financial planning toolkits. For those who have not already opened a TFSA, the maximum contribution room for 2012 is $20,000 (representing $5,000 a year in unused contribution room). When you talk about that kind of money, it's important to have a strategy to get the most bang for your TFSA buck. Read more
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My retirement? I'm planning it today.
February 3, 2012
Here are some sobering figures on retirement planning: Only 26% of Canadian taxpayers contributed to their RRSP in 2010. All in all, Canadians have over $665 billion in unused contribution room. By not contributing to their RRSPs, Canadians gave... Read more
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