Caisses Desjardins du Québec and Caisses populaires de l'Ontario[Change site]

Home: Co-opmeHome: Co-opme > Blogs > My Finances
My Finances

My Finances

Blog - My Finances

Who will inherit your money? The tax man?
Angela Iermieri - May 9, 2012
When you make your will, it's important not to ignore the tax consequences of your death. Have you taken steps to lessen the tax burden on your estate?   Presumed sale   Certain tax rules apply after death. When a...
Read more
No comments

Tax-saving strategies
Angela Iermieri - April 25, 2012
Income splitting   If you have a legal or common-law spouse, income splitting is an excellent way to reduce your income tax. It allows you to minimize your family unit's tax bill by splitting your annual income with your spouse....
Read more
No comments

Why contribute to an RRSP
Michel Ayotte - February 27, 2012
Registered Retirement Savings Plans (RRSPs) offer so many advantages that the real question should be "Why go without?" What other product can help you save for retirement, buy your first home, go back to school, and reduce taxes simply by contributing? It's tough to beat if your financial situation allows!
Read more
No comments

The TFSA, an invaluable financial planning tool
Michel Ayotte - February 13, 2012
Tax Free Savings Accounts, or TFSAs, were introduced in 2009 and are now considered key tools in savvy investors' financial planning toolkits. For those who have not already opened a TFSA, the maximum contribution room for 2012 is $20,000 (representing $5,000 a year in unused contribution room). When you talk ...
Read more
No comments

My retirement? I'm planning it today.
Michel Ayotte - February 3, 2012
Here are some sobering figures on retirement planning: Only 26% of Canadian taxpayers contributed to their RRSP in 2010. All in all, Canadians have over $665 billion in unused contribution room. By not contributing to their RRSPs, Canadians gave...
Read more
No comments

Keeping track of your retirement plan
Jean-Rémy Deschênes - January 23, 2012
First posted: August 3, 2009 When will I be able to retire with enough money to live on? That's a question many workers are asking themselves, and not just those over fifty. We plan our retirement the same way we...
Read more
No comments

When fortune comes your way
Jean-Rémy Deschênes - January 9, 2012
First posted: August 17, 2009 Winning the lottery, inheriting a significant amount of money or becoming the beneficiary of a large life insurance policy--three different situations, but one basic question. What to do? Reversals of fortune can be found by...
Read more
No comments

Be careful with the transactions you make in your TFSA
Jean-Rémy Deschênes - December 19, 2011
First posted: January 31, 2011 All right! For once I can save my money in a tax-free account! Are you thinking that the arrival of the TFSA in 2009 was a gift from above and that, finally, you're free to...
Read more
No comments

On the importance of the investor profile
Jean-Rémy Deschênes - December 5, 2011
First posted: April 12, 2011 Any good advisor will tell you that he must know his client! What is less well known, however, is how important it is for the client to be aware of the different facets of his...
Read more
No comments

Ten golden rules for taking charge of your finances
Jean-Rémy Deschênes - November 21, 2011
First posted: June 7, 2010 Have you spent years dreaming of financial independence? Are you one of those people who believe that it's only possible with a winning lottery ticket? When asked, here's what the majority of Canadian millionaires had...
Read more
No comments


About

My Finances

The blog to follow for clear explanations on managing your personal finances, as well as savings and investment strategies for securing your financial independence.

Contributors

Angela Iermieri
Jean-Rémy Deschênes
Michel Ayotte

Sign up for our blog

Information offerte en format RSS RSS Feeds

Archives

All archives

Tags