Updated August 1st, 2022
Get a tax credit
Capital régional et coopératif Desjardins (CRCD) shares are a savings product designed for Quebec taxpayers. When you invest between $500 and $3,000 in CRCD shares, you can get a non-refundable provincial tax credit of 30%.
For example, if you invest the maximum amount of $3,000, you’ll save $900 in taxes for 2022.
CRCD shares - This link will open in a new window. are designed primarily for those looking to get a tax credit and invest in the long term—at least 7 years.
But keep in mind that, because it’s a capital investment fund, the share price may fluctuate and future returns aren’t guaranteed.*
For 3 weeks only, from August 29 to September 19, 2022, you can pre-subscribe for CRCD shares using the secure online pre-subscription form - This link will open in a new window..
Due to the limited number of shares available, pre-subscription applications will be randomly selected.
Sign up for our email notifications - This link will open in a new window. so you don’t miss the pre-subscription period!
Support your community
CRCD’s mission is to drive the growth of local businesses and cooperatives. It’s a great investment, because when you buy them, not only do you get a tax credit, you also get the chance to actively participate in the economic development of businesses and cooperatives across the province - This link will open in a new window..
By supporting Quebec entrepreneurs, CRCD helps create and maintain jobs in numerous sectors province-wide—a nice economic boost for Quebec!
Capital régional et coopératif Desjardins is managed by Desjardins Capital - This link will open in a new window., a Desjardins Group entity, and has over 111,000 shareholders supporting more than 750 SMEs, cooperatives and funds.
To learn more about CRCD, go to desjardins.com/CRCD or speak with your Desjardins advisor.
* Before investing, make sure this option fits your investor profile and risk tolerance.