Take advantage of a tax credit by investing in your community

Want to reduce your tax bill, but you’ve maxed out your RRSP contributions? Is supporting local business growth important to you?

With Capital régional et coopératif Desjardins (CRCD) shares, you can get a tax credit, while supporting your community’s economic development and diversifying your portfolio.

Updated August 1st, 2022

Get a tax credit

Capital régional et coopératif Desjardins (CRCD) shares are a savings product designed for Quebec taxpayers. When you invest between $500 and $3,000 in CRCD shares, you can get a non-refundable provincial tax credit of 30%.

For example, if you invest the maximum amount of $3,000, you’ll save $900 in taxes for 2022.

CRCD shares - This link will open in a new window. are designed primarily for those looking to get a tax credit and invest in the long term—at least 7 years.

But keep in mind that, because it’s a capital investment fund, the share price may fluctuate and future returns aren’t guaranteed.*

Stay tuned

For 3 weeks only, from August 29 to September 19, 2022, you can pre-subscribe for CRCD shares using the secure online pre-subscription form - This link will open in a new window..

Due to the limited number of shares available, pre-subscription applications will be randomly selected.

Sign up for our email notifications - This link will open in a new window. so you don’t miss the pre-subscription period!

Support your community

CRCD’s mission is to drive the growth of local businesses and cooperatives. It’s a great investment, because when you buy them, not only do you get a tax credit, you also get the chance to actively participate in the economic development of businesses and cooperatives across the province - This link will open in a new window..

By supporting Quebec entrepreneurs, CRCD helps create and maintain jobs in numerous sectors province-wide—a nice economic boost for Quebec!

About CRCD

Capital régional et coopératif Desjardins is managed by Desjardins Capital - This link will open in a new window., a Desjardins Group entity, and has over 111,000 shareholders supporting more than 750 SMEs, cooperatives and funds.

To learn more about CRCD, go to desjardins.com/CRCD or speak with your Desjardins advisor.

* Before investing, make sure this option fits your investor profile and risk tolerance.

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