Marie-Christine Daignault | Desjardins Group
Dreaming is great; taking action on your dream is even better.
It’s easier said than done—especially when it comes to money. As the saying goes, “Where there’s a will, there’s a way.” We know you have the will—here’s a way!
Your challenge: find $10 (or $20) a week for a “from me to me” goal.
Step 1: Decide on what you want to save for.
Step 2: Go over your budget to determine how much you can save each week: $10 or $20 to start.
Step 3: Create a “My XYZ dream: from me to me” goal in My Savings Plan.
Step 4: Deposit the money by automatic transfer every week.
Step 5: Forget about this money—in 21 days, you’ll have learned to live without it.
Step 6: Keep dreaming.
Tips to get there:
- Avoid budget pitfalls.
- Set small goals and gradually increase them to give yourself the time to make them a habit.
- Question your purchases and buy used if possible.
- DIY: Get into the habit of making or doing certain things yourself: food, decorations, renovations…
- Avoid impulse spending traps.
We give you this challenge to encourage you to develop new micro-habits. Without even realizing it, you can save a lot of money—and often faster than you thing!