Save early, save big!

Text transcript: Money smarts in a flash

Everybody would love to save a little, whether it's for a rainy day or just to treat yourself.

But it often feels like we're spending money faster than we earn it.

Saving = Planning

Saving doesn't have to be hard, you just need a budget that shows what you earn and what you spend. Make sure it all balances out!

Saving = Spending less

  • Meals: Pack a lunch.
  • Plans: Make sure you have the right cellphone plan for your needs.
  • Swaps: Find a group of friends willing to swap or lend books and magazines.
  • Recycle: Buy second hand or DIY when it comes to furniture, home decor, clothing, sports equipment, books, DVDs, etc.
  • Nights out: Organize get-togethers at home with your friends (it's way cheaper than going out on the town).
  • Bills: Pay your bills on time (otherwise you're stuck paying extra fees).

In short: Resources - lifestyle = money left for your goals

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